Branch Staff FTE per Branch						Value	Branch Staff FTE per Branch						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	N/AV	N/AV	N/AV	N/AV	N/AV	1	Nationwide	N/AV	N/AV	N/AV	N/AV	N/AV
2	Britannia	4.91	6.93	7.00	6.82	7.56	2	Britannia	18	5	3	3	2
3	Portman	5.83	4.70	4.89	5.00	5.12	3	Portman	9	23	20	16	14
4	Yorkshire	6.26	6.18	6.09	6.33	6.40	4	Yorkshire	6	7	4	4	6
5	Coventry	9.28	8.70	8.00	7.65	7.72	5	Coventry	1	2	1	2	1
6	Chelsea	N/AV	N/AV	N/AV	N/AV	N/AV	6	Chelsea	N/AV	N/AV	N/AV	N/AV	N/AV
7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV	7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV
8	West Bromwich	N/AV	N/AV	N/AV	N/AV	N/AV	8	West Bromwich	N/AV	N/AV	N/AV	N/AV	N/AV
9	Leeds	N/AV	N/AV	N/AV	N/AV	5.07	9	Leeds	N/AV	N/AV	N/AV	N/AV	15
10	Derbyshire	6.03	5.81	5.43	5.51	5.40	10	Derbyshire	7	11	10	11	11
Branch FTE / Total FTE						Value	Branch FTE / Total FTE						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	N/AV	N/AV	N/AV	N/AV	N/AV	1	Nationwide	N/AV	N/AV	N/AV	N/AV	N/AV
2	Britannia	0.45	0.46	0.48	0.49	0.54	2	Britannia	13	12	10	9	4
3	Portman	0.41	0.37	0.41	0.45	0.46	3	Portman	20	29	24	20	18
4	Yorkshire	0.39	0.40	0.42	0.46	0.49	4	Yorkshire	25	24	22	19	12
5	Coventry	0.43	0.41	0.41	0.42	0.43	5	Coventry	16	21	25	27	25
6	Chelsea	N/AV	N/AV	N/AV	N/AV	N/AV	6	Chelsea	N/AV	N/AV	N/AV	N/AV	N/AV
7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV	7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV
8	West Bromwich	N/AV	N/AV	N/AV	N/AV	N/AV	8	West Bromwich	N/AV	N/AV	N/AV	N/AV	N/AV
9	Leeds	N/AV	N/AV	N/AV	N/AV	0.45	9	Leeds	N/AV	N/AV	N/AV	N/AV	21
10	Derbyshire	0.49	0.48	0.49	0.49	0.46	10	Derbyshire	6	9	9	10	20
Operating Profit / Total FTE						Value	Operating Profit / Total FTE						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	33.2	28.8	27.8	17.4	16.6	1	Nationwide	12	16	18	31	36
2	Britannia	10.8	12.2	23.3	10.4	12.0	2	Britannia	42	42	26	43	43
3	Portman	32.7	32.5	54.3	42.8	47.1	3	Portman	15	11	3	5	4
4	Yorkshire	24.7	31.7	31.6	26.9	35.3	4	Yorkshire	26	12	11	17	10
5	Coventry	54.6	50.4	53.5	52.6	50.3	5	Coventry	4	2	4	2	1
6	Chelsea	55.3	49.6	65.0	N/AV	N/AV	6	Chelsea	3	3	2	N/AV	N/AV
7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV	7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV
8	West Bromwich	26.7	34.6	32.3	42.2	32.3	8	West Bromwich	21	10	10	7	12
9	Leeds	N/AV	N/AV	N/AV	N/AV	38.8	9	Leeds	N/AV	N/AV	N/AV	N/AV	8
10	Derbyshire	24.9	8.9	18.9	21.7	17.5	10	Derbyshire	25	44	35	24	34
Total Assets / Total FTE						Value	Total Assets / Total FTE						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	9,329	8,797	8,116	6,988	6,522	1	Nationwide	8	6	5	8	6
2	Britannia	9,322	8,171	7,590	7,059	6,489	2	Britannia	9	10	9	7	7
3	Portman	8,438	8,256	10,762	8,350	6,688	3	Portman	12	7	1	3	5
4	Yorkshire	7,772	7,417	7,599	7,442	7,178	4	Yorkshire	16	14	8	4	3
5	Coventry	10,694	9,151	9,138	8,797	8,073	5	Coventry	4	5	4	2	2
6	Chelsea	11,438	10,553	9,325	N/AV	N/AV	6	Chelsea	3	2	3	N/AV	N/AV
7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV	7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV
8	West Bromwich	9,415	7,987	6,943	6,324	5,653	8	West Bromwich	6	11	14	11	13
9	Leeds	N/AV	N/AV	N/AV	N/AV	6,017	9	Leeds	N/AV	N/AV	N/AV	N/AV	10
10	Derbyshire	7,907	6,965	6,595	6,078	5,551	10	Derbyshire	14	16	16	15	14
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	33.7	33.9	30.1	28.3	26.4	1	Nationwide	9	5	12	9	13
2	Britannia	25.7	23.5	23.5	24.0	22.1	2	Britannia	34	38	37	31	35
3	Portman	32.8	29.6	30.5	28.0	27.1	3	Portman	12	14	9	11	10
4	Yorkshire	31.9	29.6	27.6	26.9	24.9	4	Yorkshire	14	16	22	16	22
5	Coventry	30.6	28.0	29.2	27.0	25.1	5	Coventry	18	22	14	15	19
6	Chelsea	35.0	33.2	29.3	N/AV	N/AV	6	Chelsea	5.0	6.0	13	N/AV	N/AV
7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV	7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV
8	West Bromwich	34.9	33.1	32.9	30.9	32.1	8	West Bromwich	6	7	6	4	4
9	Leeds	N/AV	N/AV	N/AV	N/AV	21.9	9	Leeds	N/AV	N/AV	N/AV	N/AV	37
10	Derbyshire	28.8	29.3	26.7	25.5	25.0	10	Derbyshire	21	17	25	23	21
Staff Costs / Other Expenses (excl depreciation)						Value	Staff Costs / Other Expenses (excl depreciation)						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	1.08	1.12	1.01	0.94	0.82	1	Nationwide	39	36	46	47	49
2	Britannia	1.19	1.20	1.26	1.15	1.10	2	Britannia	33	31	30	36	34
3	Portman	2.14	1.76	1.71	1.40	1.50	3	Portman	2	9	9	22	13
4	Yorkshire	1.78	1.45	1.32	1.31	1.18	4	Yorkshire	11	17	24	28	31
5	Coventry	1.53	1.53	1.52	1.39	1.33	5	Coventry	17	14	15	24	20
6	Chelsea	1.44	1.31	1.38	1.51	1.38	6	Chelsea	20	26	20	13	17
7	Skipton	1.57	1.69	1.26	1.28	0.90	7	Skipton	16	12	31	29	48
8	West Bromwich	1.88	1.80	1.71	1.65	1.68	8	West Bromwich	6	7	8	10	8
9	Leeds	1.27	1.23	1.43	1.42	1.21	9	Leeds	30	30	19	19	27
10	Derbyshire	1.05	1.09	1.06	1.12	1.07	10	Derbyshire	44	39	41	37	36
Average Mortgage						Value	Average Mortgage						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	74,046	69,170	71,834	57,971	50,052	1	Nationwide	14	14	8	9	12
2	Britannia	51,232	58,126	36,891	35,696	34,057	2	Britannia	34	27	44	43	38
3	Portman	75,501	72,674	93,739	70,727	60,312	3	Portman	13	10	1	2	4
4	Yorkshire	64,415	53,106	52,849	53,470	50,043	4	Yorkshire	22	32	23	16	13
5	Coventry	81,582	72,958	61,158	53,985	48,343	5	Coventry	7	9	13	14	15
6	Chelsea	149,678	77,470	72,066	62,060	54,047	6	Chelsea	1	4	7	6	9
7	Skipton	79,960	72,525	61,141	57,755	57,353	7	Skipton	8	11	14	10	7
8	West Bromwich	N/AV	70,998	77,179	65,123	59,833	8	West Bromwich	N/AV	13	5	3	5
9	Leeds	73,402	66,333	63,000	55,509	47,978	9	Leeds	15	16	11	12	16
10	Derbyshire	54,006	61,664	46,575	46,173	44,518	10	Derbyshire	30	20	29	25	20
Average Deposit and Share Size						Value	Average Deposit and Share Size						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	8,091	7,258	6,593	6,093	5,544	1	Nationwide	23	25	29	30	31
2	Britannia	11,283	8,026	7,553	7,070	6,746	2	Britannia	10	20	21	22	17
3	Portman	8,916	8,437	7,851	6,008	5,333	3	Portman	20	18	18	32	33
4	Yorkshire	6,802	6,421	5,982	5,708	5,331	4	Yorkshire	30	30	35	34	34
5	Coventry	16,217	14,260	14,037	13,506	11,254	5	Coventry	4	4	3	2	3
6	Chelsea	16,765	15,664	13,896	13,118	12,274	6	Chelsea	3	3	4	4	2
7	Skipton	10,848	9,844	8,688	8,392	7,679	7	Skipton	12	10	14	11	11
8	West Bromwich	N/AV	N/AV	6,936	6,406	5,630	8	West Bromwich	N/AV	N/AV	25	26	29
9	Leeds	9,535	8,596	7,607	7,110	6,643	9	Leeds	15	17	19	21	20
10	Derbyshire	8,786	7,433	6,460	6,255	6,074	10	Derbyshire	21	23	32	28	24
Depositors & Shareholders per Borrower						Value	Depositors & Shareholders per Borrower						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	8.16	8.33	10.00	10.00	10.00	1	Nationwide	18	17	9	8	8
2	Britannia	6.42	7.19	4.78	4.78	4.78	2	Britannia	32	24	46	44	44
3	Portman	9.39	9.67	13.07	13.07	13.07	3	Portman	11	12	3	3	3
4	Yorkshire	11.11	8.95	7.85	7.85	7.85	4	Yorkshire	6	15	18	17	16
5	Coventry	4.15	4.33	3.83	3.83	3.83	5	Coventry	43	43	49	47	47
6	Chelsea	8.73	4.94	5.24	5.24	5.24	6	Chelsea	14	41	40	38	38
7	Skipton	6.96	7.30	6.99	6.99	6.99	7	Skipton	27	23	27	26	25
8	West Bromwich	N/AV	N/AV	10.92	10.92	10.92	8	West Bromwich	N/AV	N/AV	6	5	5
9	Leeds	6.52	6.45	6.97	6.97	6.97	9	Leeds	28	30	28	27	26
10	Derbyshire	6.03	7.48	6.22	6.22	5.87	10	Derbyshire	35	21	37	35	35
Borrowers, Deps & Shareholders/ Total FTE						Value	Borrowers, Deps & Shareholders/ Total FTE						Rank
Asset Order	Building Society	2005	2004	2003	2002	2001	Asset Order	Building Society	2005	2004	2003	2002	2001
1	Nationwide	886	912	904	923	989	1	Nationwide	2	1	4	4	4
2	Britannia	558	591	647	674	665	2	Britannia	26	22	19	16	17
3	Portman	671	748	1,047	1,115	1,133	3	Portman	13	9	1	1	1
4	Yorkshire	785	828	894	933	979	4	Yorkshire	7	6	6	3	5
5	Coventry	549	548	592	632	650	5	Coventry	27	28	26	22	20
6	Chelsea	569	614	608	N/AV	N/AV	6	Chelsea	24	18	24	N/AV	N/AV
7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV	7	Skipton	N/AV	N/AV	N/AV	N/AV	N/AV
8	West Bromwich	N/AV	N/AV	706	757	776	8	West Bromwich	N/AV	N/AV	13	11	12
9	Leeds	N/AV	N/AV	N/AV	N/AV	788	9	Leeds	N/AV	N/AV	N/AV	N/AV	11
10	Derbyshire	610	605	658	650	632	10	Derbyshire	18	20	17	19	22