Below is listed the thirty largest mortgage lenders in the UK in 2013 compared with their performance in 2012

  • Total Lending
  • Gross Lending

 Total Lending Home Loans outstanding at year end

2013
2012
 
 
£bn
Market Share
£bn
Market Share
Change
1 (1)
Lloyds Banking Group
305.4
23.9%
324.0
25.6%
-1.6%
2 (2)
Santander
155.5
12.2%
164.1
13.0%
-0.8%
3 (3)
Nationwide Building Society
144.0
11.3%
134.1
10.6%
+0.7%
4 (4)
Barclays
122.8
9.6%
114.7
9.0%
+0.6%
5 (5)
The Royal Bank of Scotland
99.4
7.8%
99.1
7.8%
0.0%
6 (6)
HSBC Bank
80.0
6.3%
75.9
6.0%
+0.3%
7 (7)
Northern Rock (Asset Management) plc
31.1
2.4%
34.9
2.8%
-0.3%
8 (8)
Bradford & Bingley
30.9
2.4%
32.5
2.6%
-0.1%
9 (9)
Yorkshire Building Society
29.1
2.3%
27.2
2.1%
+0.1%
10 (11)
Coventry Building Society
24.1
1.9%
22.0
1.7%
+0.2%
11 (10)
Co-operative Financial Services
22.5
1.8%
23.2
1.8%
-0.1%
12 (11)
Bank of Ireland
20.8
1.6%
22.5
1.8%
-0.1%
13 (13)
Virgin Money
19.6
1.5%
16.7
1.3%
+0.2%
14 (-)
TSB Banking Group
17.7
1.4%
-
-
-
15 (14)
Clydesdale & Yorkshire Bank plc
16.1
1.3%
15.3
1.3%
+0.1%
16 (16)
Skipton Building Society
10.3
0.7%
9.3
0.7%
0.0%
17 (15)
GE Money Home Lending
9.2
0.7%
10.0
0.8%
-0.1%
18 (18)
Leeds Building Society
8.6
0.7%
7.6
0.6%
0.0%
19 (17)
Paragon Mortgages
8.3
0.7%
8.2
0.7%
0.0%
20 (19)
CHL Mortgages
5.4
0.4%
5.8
0.5%
0.0%
21 (20)
Aviva Equity Release
5.4
0.4%
4.7
0.4%
0.0%
22 (22)
Principality Building Society
4.9
0.4%
4.1
0.3%
+0.1%
23 (21)
West Bromwich Building Society
4.0
0.3%
4.2
0.3%
0.0%
24 (25)
One Savings Bank incl Kent Reliance
2.8
0.2%
2.1
0.2%
+0.1%
25 (24)
Newcastle Building Society
2.4
0.2%
2.4
0.2%
0.0%
26 (26)
Nottingham Building Society
2.4
0.2%
2.0
0.2%
0.0%
27 (23)
Allied Irish Bank (GB)
2.3
0.2%
2.4
0.2%
0.0%
28 (27)
Danske Bank
1.8
0.1%
1.8
0.1%
0.0%
29 (29)
Aldermore Bank plc
1.7
0.1%
1.0
0.1%
+0.1%
30 (30)
Pepper UK Ltd
1.7
0.1%
0.8
0.1%
+0.1%
31 (28)
UBS AG
1.5
0.1%
1.0
0.1%
0.0%
 
2013
2012
 
 
£bn
Market Share
£bn
Market Share
Change
1 (1)
Lloyds Banking Group
35.5
20.1%
26.2
18.0%
+2.1%
2 (2)
Nationwide Building Society
26.9
15.3%
21.2
14.6%
+0.7%
3 (5)
Santander
18.3
10.4%
14.6
10.0%
+0.3%
4 (3)
Barclays
16.9
9.6%
18.2
12.5%
-3.0%
5 (6)
HSBC Bank
14.5
8.2%
16.4
11.3%
-3.1%
6 (6)
The Royal Bank of Scotland
14.3
8.1%
13.9
9.6%
-1.4%
7 (8)
Yorkshire Building Society
6.8
3.8%
4.6
3.2%
+0.7%
8 (9)
Coventry Building Society
5.9
3.3%
5.1
3.5%
-0.2%
9 (7)
Virgin Money
5.6
3.2%
4.9
3.4%
-0.2%
10 (10)
Clydesdale & Yorkshire Bank
3.1
1.8%
3.1
2.2%
-0.4%
11 (13)
Skipton Building Society
2.3
1.3%
1.4
1.0%
+0.3%
12 (12)
Leeds Building Society
2.2
1.2%
1.7
1.1%
+0.1%
13 (11)
Co-Operative Financial Services
2.2
1.2%
2.8
1.9%
-0.7%
14 (-)
TSB Banking Group
1.4
0.8%
-
-
-
15 (14)
Principality Building Society
1.4
0.8%
1.2
0.8%
-0.1%
16 (15)
Bank of Ireland Mortgages
0.9
0.5%
0.8
0.6%
0.0%
17 (18)
Aldermore Mortgages
0.9
0.5%
0.5
0.3%
+0.1%
18 (20)
One Savings Bank incl. Kent Reliance
0.8
0.5%
0.3
0.2%
+0.2%
19 (17)
UBS Ltd
0.7
0.4%
0.6
0.4%
0.0%
20 (16)
Nottingham Building Society
0.7
0.4%
0.6
0.4%
0.0%
21 (20)
Tesco Personal Finance PLC
0.4
0.2%
0.3
0.2%
0.0%
22 (19)
Aviva Equity Release
0.4
0.2%
0.4
0.3%
-0.1%
23 (22)
Newcastle Building Society
0.4
0.2%
0.3
0.2%
0.0%
24 (25)
Paragon Mortgages
0.4
0.2%
0.3
0.1%
+0.1%
25 (23)
Just Retirement
0.3
0.2%
0.3
0.2%
0.0%
26 (24)
National Counties
0.2
0.1%
0.2
0.2%
-0.1%
27 (26)
Saffron Building Society
0.2
0.1%
0.2
0.1%
0.0%
28 (27)
Monmouthshire Building Society
0.2
0.1%
0.1
0.1%
0.0%
29 (27)
Newbury
0.1
0.1%
0.1
0.1%
0.0%
30 (27)
Progressive Building Society
0.1
0.1%
0.1
0.1%
0.0%
31 (27)
Furness Building Society
0.1
0.1%
0.1
0.1%
0.0%

Source: thedata ltd - last updated on 08/11/14

Notes:

1.
Figures relate to internally acquired loans secured on residential property in the UK, including staff mortgages, and are normally gross of any provisions.

2.
Gross lending figures, where possible, are shown net of portfolio purchased

3.
Mortgage balances outstanding include on balance sheet and securitised assets that are managed (shown on a gross basis).

4.
Building society figures mostly exclude other lending on land.

5.
Treatment of lending to HA's may be inconsistent in some cases.

6.
Most figures are shown on a calendar year basis. Where we are not able to obtain calendar year figures we have used published results for the organisation's financial year which ended in the same year.

7.
All figures relate to calendar year except: Paragon

8.
Where possible, gross lending figures are shown net of portfolios purchased..

9.
Figures are rounded to the nearest £100 million and ranked on the same basis.

10.
Wherever possible, figures are shown on a financial services group basis.

11.
Figures for previous years have been adjusted to account for any mergers and acquisitions occurring in the latest year..

12.
Figures for lenders outside CML membership are taken from published accounts, where available and may not be on a basis that is fully comparable with those from CML members.

13.
Most figures are shown on a calender year basis the exceptions are: Paragon September 2013.

14.
Barclays stock balance includes £4.4bn of Barclays Direct, formerly ING, acquired in 2013

15.
Kensington Mortgages have been unable to release figures due to market sensitivity