Total Lending Home Loans outstanding at year end

2008
2007
 
 
£bn
Market Share
£bn
Market Share
Change
1 (1)
Lloyds Banking Group
350.5
29.6%
335.1
28.2%
0.4%
2 (2)
Santander
159.2
13.0%
153.2
12.9%
0.1%
3(3)
Nationwide BS
136.0
11.1%
125.1
10.5%
0.6%
4 (5)
Barclays
82.2
6.7%
69.7
5.9%
0.8%
5 (6)
The Royal Bank of Scotland
76.6
6.3%
67.5
5.7%
0.6%
6 (4)
Northern Rock
66.7
5.4%
90.8
7.6%
-2.2%
7 (7)
HSBC Bank
50.5
4.1%
44.2
3.7%
0.4%
8 (8)
Bradford & Bingley
41.0
3.3%
39.4
3.3%
0.0%
9 (9)
Bank of Ireland Mortgages
27.0
2.2%
25.6
2.2%
0.0%
10 (10)
Britannia BS
22.1
1.8%
23.4
2.0%
-0.2%
11 (11)
Yorkshire BS
15.9
1.3%
15.6
1.3%
0.0%
12 (12)
GE Money Home Lending
14.4
1.2%
13.8
1.2%
0.0%
13 (13)
Coventry BS
13.1
1.1%
11.7
1.0%
0.1%
14 (15)
Clydesdale & Yorkshire Bank
11.9
1.0%
10.8
0.9%
0.1%
15 (18)
Skipton BS
10.6
0.9%
9.8
0.8%
0.0%
16 (17)
Chelsea BS
10.4
0.9%
9.8
0.8%
0.0%
17 (14)
Standard Life Bank
9.7
0.8%
11.3
1.0%
-0.2%
18 (16)
Paragon Mortgages
9.3
0.8%
10.2
0.9%
-0.1%
19 (21)
Leeds BS
6.5
0.5%
6.4
0.5%
0.0%
20 (22)
CHL Mortgages
6.5
0.5%
5.8
0.5%
0.0%
21 (25)
GMAC-RFC
6.3
0.5%
3.8
0.3%
0.2%
22 (23)
West Bromwich BS
5.5
0.4%
5.2
0.4%
0.0%
23 (19)
Southern Pacific Mortgage
5.1
0.4%
7.0
0.6%
-0.2%
24 (20)
Kensington Mortgage
5.0
0.4%
6.6
0.6%
-0.1%
25 (24)
Principality BS
4.2
0.3%
4.0
0.3%
0.0%
26 (26)
Co-operative Bank (The)
4.1
0.3%
3.3
0.3%
0.1%
27 (29)
Aviva Equity Release
3.3
0.3%
3.0
0.2%
0.0%
28 (27)
Newcastle BS
3.2
0.3%
3.2
0.3%
0.0%
29 (30)
Norwich & Peterborough BS
3.1
0.3%
2.8
0.2%
0.0%
30 (28)
Preferred Mortgages
2.7
0.2%
3.1
0.3%
0.0%
 
Total
1162
94.9%
1121
94.4%
BofE Totals
31.12.2008
1225
94.9%
1187
94.4%
 

Source: thedata ltd - last updated on 13/08/09

Also available:    Gross Lending

Notes:

1. All figures are shown on a financial services group basis & are rounded to the nearest £100 million.

2. Figures for previous years have been adjusted to account for mergers & acquisitions occuring in the latest year.

3. Figures relate to internaly acquired loans secured on residential property in the UK, including staff mortgages, and are normally gross of any provisions. Building society figures mostly exclude other lending on land. Treatment of lending to HA's may be inconsistent in some cases. Mortgage balances outstanding include on balance sheet and securitised assets that are managed (shown on a gross basis). Gross lending figures, where possible, are shown net of portfolio purchased

4. The figures for Lloyds in 2007 include HBOS

5. The Santander Group figures include Abbey and Alliance & Leicester

6. The figures for Nationwide in 2007 include Portman.

7. The figures for Nationwide for 2007 and 2008 include Cheshire and Derbyshire Building Societies who merged with Nationwide during December 2008.

8. The figures for Yorkshire Building Society in 2007 include Barnsley

9. The figures for Skipton in 2008 include Scarborough which merged with Skipton in March 2009.

10. The figures for Southern Pacific Mortgage Ltd (which include London Mortgage Co) and Preferred Mortgages represent the mortgage books that are being handled by a third party servicer.

11. Most figures are shown on a calender year basis the exceptions are:

Bank of Ireland Mortgages Mar-08
Clydesdale Bank & Yorkshire Banks and Paragon Sept-08
West Bromwich Building Society Mar-08
Kensington Mortgage Nov-08
Nationwide BS Apr-08