|
2008 |
2007 |
||||
|---|---|---|---|---|---|---|
£bn
|
Market Share
|
£bn
|
Market Share
|
Change
|
||
1 (1) |
Lloyds Banking Group
|
350.5
|
29.6%
|
335.1
|
28.2%
|
0.4%
|
2 (2) |
Santander
|
159.2 |
13.0% |
153.2 |
12.9% |
0.1% |
3(3) |
Nationwide BS |
136.0
|
11.1%
|
125.1
|
10.5%
|
0.6%
|
4 (5) |
Barclays |
82.2
|
6.7%
|
69.7
|
5.9%
|
0.8%
|
5 (6) |
The Royal Bank of Scotland |
76.6 |
6.3% |
67.5 |
5.7% |
0.6% |
6 (4) |
Northern Rock
|
66.7
|
5.4%
|
90.8
|
7.6%
|
-2.2%
|
7 (7) |
HSBC Bank
|
50.5
|
4.1%
|
44.2
|
3.7%
|
0.4%
|
8 (8) |
Bradford & Bingley
|
41.0
|
3.3%
|
39.4
|
3.3%
|
0.0%
|
9 (9) |
Bank of Ireland Mortgages
|
27.0
|
2.2%
|
25.6
|
2.2%
|
0.0%
|
10 (10) |
Britannia BS
|
22.1
|
1.8%
|
23.4
|
2.0%
|
-0.2%
|
11 (11) |
Yorkshire BS
|
15.9
|
1.3%
|
15.6
|
1.3%
|
0.0%
|
12 (12) |
GE Money Home Lending
|
14.4
|
1.2%
|
13.8
|
1.2%
|
0.0%
|
13 (13) |
Coventry BS
|
13.1
|
1.1%
|
11.7
|
1.0%
|
0.1%
|
14 (15) |
Clydesdale & Yorkshire Bank
|
11.9
|
1.0%
|
10.8
|
0.9%
|
0.1%
|
15 (18) |
Skipton BS
|
10.6
|
0.9%
|
9.8
|
0.8%
|
0.0%
|
16 (17) |
Chelsea BS
|
10.4
|
0.9%
|
9.8
|
0.8%
|
0.0%
|
17 (14) |
Standard Life Bank
|
9.7
|
0.8%
|
11.3
|
1.0%
|
-0.2%
|
18 (16) |
Paragon Mortgages
|
9.3
|
0.8%
|
10.2
|
0.9%
|
-0.1%
|
19 (21) |
Leeds BS
|
6.5
|
0.5%
|
6.4
|
0.5%
|
0.0%
|
20 (22) |
CHL Mortgages
|
6.5
|
0.5%
|
5.8
|
0.5%
|
0.0%
|
21 (25) |
GMAC-RFC |
6.3 |
0.5% |
3.8 |
0.3% |
0.2% |
22 (23) |
West Bromwich BS
|
5.5
|
0.4%
|
5.2
|
0.4%
|
0.0%
|
23 (19) |
Southern Pacific Mortgage |
5.1
|
0.4%
|
7.0
|
0.6%
|
-0.2%
|
24 (20) |
Kensington Mortgage
|
5.0
|
0.4%
|
6.6
|
0.6%
|
-0.1%
|
25 (24) |
Principality BS
|
4.2
|
0.3%
|
4.0
|
0.3%
|
0.0%
|
26 (26) |
Co-operative Bank (The) |
4.1 |
0.3% |
3.3 |
0.3% |
0.1% |
27 (29) |
Aviva Equity Release
|
3.3
|
0.3%
|
3.0
|
0.2%
|
0.0%
|
28 (27) |
Newcastle BS
|
3.2
|
0.3%
|
3.2
|
0.3%
|
0.0%
|
29 (30) |
Norwich & Peterborough BS
|
3.1
|
0.3%
|
2.8
|
0.2%
|
0.0%
|
30 (28) |
Preferred Mortgages
|
2.7
|
0.2%
|
3.1
|
0.3%
|
0.0%
|
Total |
1162 |
94.9% |
1121 |
94.4% |
||
BofE Totals |
31.12.2008 |
1225 |
94.9% |
1187 |
94.4% |
|
Source: thedata ltd - last updated on 13/08/09
Also available: Gross Lending
Notes:
1. All figures are shown on a financial services group basis & are rounded to the nearest £100 million.
2. Figures for previous years have been adjusted to account for mergers & acquisitions occuring in the latest year.
3. Figures relate to internaly acquired loans secured on residential property in the UK, including staff mortgages, and are normally gross of any provisions. Building society figures mostly exclude other lending on land. Treatment of lending to HA's may be inconsistent in some cases. Mortgage balances outstanding include on balance sheet and securitised assets that are managed (shown on a gross basis). Gross lending figures, where possible, are shown net of portfolio purchased
4. The figures for Lloyds in 2007 include HBOS
5. The Santander Group figures include Abbey and Alliance & Leicester
6. The figures for Nationwide in 2007 include Portman.
7. The figures for Nationwide for 2007 and 2008 include Cheshire and Derbyshire Building Societies who merged with Nationwide during December 2008.
8. The figures for Yorkshire Building Society in 2007 include Barnsley
9. The figures for Skipton in 2008 include Scarborough which merged with Skipton in March 2009.
10. The figures for Southern Pacific Mortgage Ltd (which include London Mortgage Co) and Preferred Mortgages represent the mortgage books that are being handled by a third party servicer.
11. Most figures are shown on a calender year basis the exceptions are:
| Bank of Ireland Mortgages | Mar-08 |
| Clydesdale Bank & Yorkshire Banks and Paragon | Sept-08 |
| West Bromwich Building Society | Mar-08 |
| Kensington Mortgage | Nov-08 |
| Nationwide BS | Apr-08 |